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- Superior Bottom Line Results -

AMERICAN Collection Systems, Inc. has established a presence as a powerful partnership resource, producing excellent revenue results. At AMERICAN we offer a “fully committed” and dedicated alliance specifically focused on achieving your bottom line objectives.

AMERICAN’s Higher Education Division delivers breakthrough performance by employing “best-in-class” call center processes, people, and work practices. Our Higher Education specialists are proficient in all regulations governing the Title IV/Perkins Loan program, excelling in both federal loan consolidation and private alternative loans.

  • Cohort Default Reduction Programs
  • Proven Results Specialists In Perkins Loans, Tuition and Miscellaneous Receivables
  • Loan Consolidation Specialists
  • State-of-the-Art Skip Tracing Services
  • Excellent Success with 2nd and 3rd Referral Accounts 
Default Aversion Program

- Extending Your Business Office -

AMERICAN’s Default Aversion Program functions as an extension of your business office. Our skilled Higher Education experts assist and counsel students in various financial resource options helping them to stay in school and complete their programs. The DAP provides:
  • Significant Reduction in Default Rate
  • Productive Approach to Preveneting Delinquency
  • Awareness Efforts for Students and Families
  • Increased Student Retention
  • Low Contingency Fees
  • Immediate Cash Flow Enhancement
  • Allows Redirecting of Staff to Other Revenue Producing Duties
  • Preserves a Positive Image for the Institution
Collection Process

- Bottom Line Results -

When partnering with AMERICAN, a dedicated Account Executive specializing in Higher Education Management will be assigned to work with your company. In addition, our Operations Team will use their expertise to determine and implement the most aggressive strategy to achieve your bottom line objectives:

  • Research, Outline, and Develop our Client Specific Collection Strategy
  • Assign a Day-to-Day Client Services Representative
  • Select Qualified Collection Team Members
  • Coordinate Specialized Training
  • Implement the Collection Strategy
  • Monitor/Analyze/Refine Strategy as Needed
  • Continuous Management of the Debt Recovery
On-Site Legal Department

- Legal Actions Take Place Daily -

AMERICAN Collection Systems, Inc. provides our clients with a complete Legal Department resource. Our fully trained legal staff is on-site each business day to provide immediate legal services and solutions:

  • Process Law Suits In/Out-of-State
  • Complaints
  • Judgments
  • Garnishments - Wage and Bank Attachments
  • Clients can Request Accounts/Debtors be Sued and/or Complaints Filed
AMERICAN Technology
AMERICAN has implemented the very latest in web-based technology providing our customers with the best technical services and security. Our customers have the confidence and added assurance of increasing their bottom line with the most efficient hi-tech services available in the industry today.

Easy On-line Payments

Our top-notch website allows your customers the ability to quickly submit an electronic payment from their home or office computer, greatly reducing customer service overhead expenses.

On-line Payments in Minutes

  • Personal Information is Quickly Entered on the Easy-to-Use AMERICAN Payment Form
  • Credit Card or Electronic Checks are Accepted
  • Payments are Processed and Recorded Directly to the customer’s Account
  • Rejected Transactions are Addressed Immediately

On-line Loan Consolidation Form
  • Personal and Loan Information is Easily Entered
  • Loan Requests are Processed Immediately
HIPAA, FERPA, and GLB Compliant

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